How To Withdraw Money Without SASSA Card – A Step-by-Step

how to withdraw money without sassa card

If you have lost your SASSA card or it is stolen, there is no need to worry. There are some ways to get your money without needing the card. SASSA knows it’s important to make things easy for people who get grants. They have a few ways you can withdraw money without using the card. 

You can withdraw your money through SASSA cardless payments, or with services like ABSA or FNB’s E-wallet. There are also some shops that work with SASSA where you can take out money. These options give you different ways to get your money, even if you don’t have your card with you.

In this article, I’ll tell you the ways to withdraw money without your SASSA card. So, keep reading to learn how you can access your funds without needing your card.

How To Withdraw Money Without SASSA Card?

Below are some ways you can withdraw your money easily if you do not have a SASSA card. These are: 

  • Cash Send Option (ABSA, FNB’s EWallet, standard bank) 
  • SASSA Cardless Payment (SASSA OTP Withdrawal)
  • Get Payment Directly in Your Personal Bank Account
How To Withdraw Money Without SASSA Card?

Cash Send Option (ABSA, FNB’s E-Wallet, Standard Bank) 

  • ABSA Cash Send: ABSA offers a Cash Send service that allows SASSA beneficiaries to receive their grant money directly. They will get money via a code sent to their mobile phone. You can withdraw this money from any ABSA ATM without needing a bank card.
  • FNB EWallet: Similar to ABSA, FNB provides an E-Wallet service. SASSA payments can be deposited directly into an E-Wallet. You can withdraw the funds at FNB ATMs using a code received via SMS.
  • Standard Bank Instant Money: Standard Bank’s service sends a secure code to your phone, allowing you to get your money from their ATMs or some stores.

Cash Send Services VIA ABSA, Standard Bank, And FNB’s Wallet

You can use cash send services by banks like ABSA, FNB, and Standard Bank to withdraw your grant money. These services are simple and generally follow similar steps across different banks.

Using ABSA’s Cash Send Service:

You can withdraw your SASSA grant using ABSA’s Cash Send option:

First Step: Find a Nearby ATM

  • You need to find an ABSA ATM that supports Cash Send transactions. Not all ABSA ATMs offer this service. 
  • So it’s better to use the online branch locator available on ABSA’s website. 
  • In this way, you will find an ATM near you that supports cash send transactions.

Second Step: Initiate the Transaction

  • Once you reach the ATM, look for the Cash Send option on the machine’s menu. 
  • Select it, and then enter the mobile phone number linked to your SASSA grant
  • This phone number must be registered with SASSA to verify that it’s recognized for transactions.

Third Step: Enter the OTP

  • After providing your phone number, you’ll receive a One-Time Pin (OTP) via SMS. 
  • This is a security check to confirm your identity. 
  • Enter this OTP on the ATM’s keypad when shown.

Fourth Step: Withdraw Your Funds

  • After successful verification of the OTP, you’ll be able to access your funds. 
  • You can choose to withdraw the full amount or only not, depending on your needs.

This method is secure and easy. It allows you to receive your funds without needing a bank card or having to visit a bank branch. Each bank’s cash send system works similarly, with minor changings in the process. For FNB’s E-wallet and Standard Bank’s Instant Money, you would follow the same process. 

Benefits of Using Cash Send Services

Some benefits of using cash send services are given below;

  • Security: OTPs give extra security by ensuring that only the recipient can access the funds.
  • Convenience: Withdraw money from any ATM that offers the Cash Send option.
  • Immediate Access: Funds are available immediately and can be withdrawn as soon as you receive your OTP.

These methods make it easier for SASSA beneficiaries to manage their grants easily and securely. SASSA provides flexible options to access their money according to people’s preferences and needs.

SASSA Cardless Payment (SASSA OTP Withdrawal)

This method allows you to withdraw money from an ATM without needing a physical card. Instead, you receive a One-Time Pin (OTP) on your mobile phone. You can use OTP at designated ATMs that support cardless withdrawals. This service is used to provide secure access to your funds without the need for a SASSA card. Some SASSA retailers are given below.

SASSA Cardless Payment (SASSA OTP Withdrawal)
  • Pick & Pay
  • Shoprite
  • Usave
  • OK
  • Checkers
  • Boxer
  • Spar

To use the Cash Send withdrawal method for your SASSA grant, you first need to switch your payment option to Cash Send on the SASSA website at . To use the SASSA card-less payment solution through Cash Send, follow these simple steps:

First Step: Bring What You Need

Before going to the pick-up point, make sure you have your mobile phone. You must have an ID Card, and the PIN for your SASSA/Postbank Gold Card.

Second Step: Find a Pick-up Point

Find the nearest pick-up point from the SASSA-partnered retailers.

Third Step: Be Prepared for a Wait

Pick-up points workers can be busy, so you have to wait in line when you arrive.

Fourth Step: Verification Process

When it’s your turn, provide your ID number and phone number to the staff. This is for verification to prove that you are the rightful owner of the grant.

Fifth Step: OTP and PIN Confirmation

You’ll receive a One-Time Password (OTP) on your phone. At the counter, you’ll also need to enter your PIN, just like you would at an ATM.

Sixth Step: Collect Your Grant

Once your details are verified and the PIN is entered, the cashier will give you your SASSA grant money.

That’s it! You’ve now successfully collected your grant using SASSA’s cardless payment option.

Get Payment Directly in Your Personal Bank Account

The most straightforward method is having your SASSA grants deposited directly into your personal bank account. This option requires you to provide SASSA with your bank account details. After verification, your grant payments are transferred directly to your account each month. This method is not only easy but also reduces the need to handle cash physically. It also provides security and ease.

Get Payment Directly in Your Personal Bank Account

But to receive grant payments into your account, you have to change your banking details at Follow the below steps:

Step 1: Change Your Banking Details

Visit the SASSA web portal at to update your banking details. You’ll need to enter the information of the bank account that’s registered on your name. SASSA will only make payments to an account that matches the grant recipient’s name.

Step 2: Set Bank Account as Payment Method

While updating your details, make sure you select the option to receive payments directly into your bank account.

Step 3: Wait for the Next Payment 

After updating your payment preferences, you will get grant payments in your bank account during the next payment. Also, this method reduces the need to depend on third-party services. Like depending on pick-up points. It allows you to access your grant money directly and securely from your own bank account.

How to Safely Manage and Withdraw Your SASSA Grant Funds?

It’s important to ensure the safety of your SASSA grant money when withdrawing and managing your account. Follow some tips given below.

Keep Your PIN Private

Never disclose your SASSA PIN to anyone. This includes family, friends, or anyone claiming to be a bank official. SASSA will never ask for your PIN under any conditions.

Beware of Scams

Always be aware if you receive scamming calls, texts, or emails asking for your personal information or SASSA PIN. Remember, SASSA will never contact you to request such details directly.

Use Official Channels

For any changes or to check your grant information, only use the official SASSA website ( and their verified mobile apps. This helps protect your personal information and ensures you’re not using fake websites.


To get SASSA payments to your bank account, you need to update your payment method on the SASSA website. Just check that the bank account is registered in your name. After that  you’ll begin to receive your payments there from the next payment cycle.

Yes, you can get your money easily.


Overall, if you ever lose your SASSA card or if it gets stolen, don’t worry. You have many secure and easy options to access your grant payments without the card. It is through Cash Send services provided by banks like ABSA, FNB, and Standard Bank. It can be SASSA’s own card-less payment options too. 

You can easily withdraw your funds. Also, choosing direct deposits into your personal bank account is a simple and secure way to receive your grants. It reduces the need to physically handle cash. Always remember to follow safety tips to protect your information and funds. Keep your PIN private and only use official channels for transactions.

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